Florida Home Affordability Calculator

Find out how much house you can afford based on your income, debts, and financial situation. Get personalized recommendations for your home buying journey.

Calculate Your Home Buying Power

Your total annual income before taxes
Credit cards, car loans, student loans, etc.
Amount you can put down
Estimated mortgage rate
Mortgage term length
Annual property tax rate (Florida average: 1.1%)
Estimated annual homeowners insurance
Homeowners Association fees (if applicable)
Percentage of income for housing costs

Maximum Home Price

Calculating...

Based on your financial profile

Monthly Payment

Calculating...

Principal, Interest, Taxes & Insurance

Affordability Breakdown

Income & Debt Analysis
Gross Monthly Income: $0.00
Existing Monthly Debts: $0.00
Available for Housing: $0.00
DTI Ratio Used: 0%
Loan Details
Loan Amount: $0.00
Down Payment: $0.00
Interest Rate: 0.00%
Loan Term: 30 Years
Monthly Payment Breakdown
Principal & Interest: $0.00
Property Taxes: $0.00
Home Insurance: $0.00
HOA Fees: $0.00
Total Monthly Payment: $0.00
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This calculator provides estimates based on the information you provide. Actual affordability may vary based on credit score, employment stability, and lender requirements. Consult with a mortgage professional for personalized advice.